1. Fresno
Nestled in the heart of the Central Valley, Fresno is a hidden gem when it comes to affordable living, Fresno Bee. The cost of living here is much lower than in cities like San Francisco or San Jose, and the real estate market is more budget-friendly. Whether you’re renting or buying, you’ll find prices in Fresno that are a far cry from California’s pricey coastal areas.
Fresno’s central location makes it easy to explore other parts of the state, like Yosemite National Park, all while enjoying lower utility and housing costs. The city is also known for its growing tech sector and agricultural industry, which help support a solid job market. With a vibrant arts scene and plenty of family-friendly activities, it offers a balance of affordability and quality of life.
2. Bakersfield
Bakersfield might not have the glitz and glamour of LA, but that’s part of what makes it affordable, according to Redfin. The city has a low median home price compared to the rest of California, and housing costs are well below the state average. If you’re okay with a more laid-back lifestyle, this town offers great value for your money, from affordable homes to low-cost groceries.
Beyond affordable living, Bakersfield boasts a low unemployment rate and a diverse economy, which helps keep things stable. With outdoor activities like hiking and fishing nearby, it’s perfect for those who want access to nature without the hefty price tag. You won’t be sacrificing too much in terms of amenities either, as the town has plenty of shopping, dining, and entertainment options.
3. Redding
If you’re craving a slower pace of life with access to incredible nature, Redding might be the perfect spot for you. It’s located in Northern California, surrounded by forests, lakes, and mountains, offering endless outdoor recreation at a fraction of the cost of coastal areas. Housing prices here are well below the state average, and utilities are cheaper too, making it a great option for those on a budget, Livability reports.
Redding’s affordability is further enhanced by its relatively low taxes, which helps make day-to-day life less expensive. While the town might not have the hustle and bustle of California’s larger cities, it offers a calm, friendly community and a slower pace of life. With a mix of retirees and young families, the town has a laid-back charm that’s hard to beat.
4. Alturas
If you don’t mind living in a more remote area, Alturas in the northeast corner of California offers a unique opportunity for inexpensive living, according to Zillow. Housing here is very affordable, with lower than average rent and property prices. The town sits close to national parks and forests, providing endless opportunities for hiking, fishing, and outdoor activities.
Although Alturas may not have all the amenities of larger cities, it offers a peaceful, slower-paced lifestyle. The surrounding beauty of the high desert and proximity to wildlife ensures that you’re always close to nature. For those willing to trade a busy urban life for the quiet of the rural countryside, Alturas offers an unbeatable cost of living.
5. San Bernardino
San Bernardino offers an affordable cost of living compared to neighboring Los Angeles and Orange counties, according to San Bernadino County Community Indicators. Housing prices in the area are much more affordable, with many properties offering great value for money. The area is home to several large employers, including logistics and retail industries, which makes for a stable local job market.
Aside from the budget-friendly real estate options, San Bernardino offers a variety of cultural and recreational activities. The nearby San Bernardino Mountains provide hiking, camping, and skiing opportunities, while the city itself hosts regular community events. For those who love the outdoors and don’t want to pay coastal prices, San Bernardino could be the perfect place.
6. Chico
Chico is a college town with an inviting small-town feel that’s big on affordability. With affordable rents and real estate prices, it’s no wonder many people are choosing to settle here. The presence of California State University, Chico, adds an energetic, youthful vibe to the town, while keeping housing costs much lower than in larger urban centers.
Chico is also known for its natural beauty, with Bidwell Park offering over 3,600 acres of outdoor activities, making it perfect for outdoor enthusiasts. The town enjoys a relatively low crime rate, making it a great place for families or retirees looking for peace of mind. It’s the kind of place where the cost of living doesn’t outweigh the quality of life, making it an attractive option for many.
7. Madera
Madera, located in the heart of California’s Central Valley, is a small, tight-knit community that offers plenty of affordable housing options. The real estate market here is very reasonable, and utilities and groceries tend to be cheaper than in other parts of the state. The overall cost of living is low, which makes it an attractive option for first-time homebuyers or anyone looking to live in a low-cost area.
Living in Madera also means enjoying a slower, more peaceful lifestyle, while still being close to larger cities like Fresno. The town is a great choice for those seeking a more rural way of life, with agricultural fields all around and a strong sense of community. It may be small, but Madera provides a lot of bang for your buck when it comes to everyday living.
8. Modesto
Located in the San Joaquin Valley, Modesto is another affordable town that is often overlooked. With reasonable rent and home prices, it’s one of the cheapest places to live in California, while still providing many amenities that larger cities boast. The local economy is supported by agriculture, retail, and healthcare, providing steady job opportunities without the sky-high competition found in bigger areas.
Modesto is also known for its arts scene, with music, theatre, and museums filling up its calendar year-round. With easy access to both nature and big-city living, it’s ideal for those who want affordable living without sacrificing variety in activities. From the county fair to the nearby Sierra Nevada mountains, Modesto offers plenty of entertainment options for all ages.
9. Imperial
Imperial is a small town in Southern California that offers an incredibly low cost of living, especially compared to the coastal cities in the state. Housing prices are lower than the average California city, making it an excellent choice for those looking to buy a home without spending a fortune. The cost of utilities and groceries are also much more affordable than in California’s larger urban areas.
The town’s proximity to the Mexico border means residents also benefit from access to cross-border shopping and dining at a lower price point. Imperial’s small size gives it a tight-knit, community feel, where it’s easy to meet neighbors and enjoy the slow pace of life. With a strong local economy based on agriculture, Imperial remains a stable and inexpensive place to live.
10. Tehachapi
Nestled in the Tehachapi Mountains, this small town offers an affordable lifestyle with stunning mountain views. Real estate prices are much lower than in California’s more populated areas, and the cost of living is similarly inexpensive. Its small size offers a slower pace of life, perfect for those who prefer to avoid the crowds of bigger cities.
Tehachapi offers a strong sense of community, with local farmers’ markets, arts festivals, and an active local government. It’s a great choice for those who appreciate a rural setting but still want to be close enough to larger cities for work or travel. The lower housing prices here make it an appealing option for families or retirees who want to stretch their budget.
11. Lodi
Lodi is well known for its affordable cost of living, especially when it comes to housing. It’s an excellent choice for anyone seeking a small-town vibe but still desires proximity to major cities like Sacramento and Stockton. With affordable homes and low utility costs, Lodi provides great value while maintaining an easygoing lifestyle.
This town is also famous for its vineyards and wineries, which means plenty of local charm and unique cultural experiences. The low crime rate and relaxed pace make it a fantastic spot for families or retirees. If you want the balance of small-town living with plenty of nearby activities, Lodi could be a perfect choice.
12. Susanville
Last but not least, Susanville in Northern California offers affordable living in a peaceful, scenic location. Housing costs are incredibly low, especially when compared to the larger cities of the state. The town sits near Lassen Volcanic National Park, providing an array of outdoor activities for nature lovers without breaking the bank.
Though small, Susanville offers a sense of tight-knit community with a slower pace of life that’s perfect for those seeking peace and tranquility. With a variety of affordable homes and access to stunning natural scenery, Susanville is an appealing choice for those looking for a budget-friendly place to call home. It’s ideal for anyone who wants to experience Northern California without the hefty costs.
