14 Incredible Rural Towns in California to Retire or Buy a Home

1. Oakhurst

Shutterstock

Nestled in the Sierra Nevada foothills, Oakhurst is a hidden gem for retirees and homebuyers seeking tranquility and nature. Located just 14 miles from Yosemite National Park, the Los Angeles Times highlights it as an incredibly charming destination. Imagine spending your mornings hiking scenic trails, afternoons fishing in Bass Lake, and evenings enjoying the sunset over rolling hills. Oakhurst’s crisp mountain air and breathtaking views provide a peaceful retreat from the hustle and bustle of city life. It’s no wonder many retirees are drawn here for a slower pace and a healthier lifestyle surrounded by nature.

What makes Oakhurst even more appealing is its affordability compared to urban areas in California. You’ll find an array of housing options, from rustic cabins to modern ranch homes, often with spacious yards perfect for gardening or relaxing. The town itself is warm and welcoming, with a close-knit community feel. Local events like farmers’ markets and art fairs make it easy to connect with neighbors. Plus, the small downtown area is full of charm, offering unique shops, cafes, and galleries. Whether you’re looking to settle down or invest in a vacation property, Oakhurst offers a balance of affordability, natural beauty, and community spirit that’s hard to beat.

2. Fallbrook

Flickr

Known as the “Avocado Capital of the World,” as advertised by the San Diego Union Tribune, Fallbrook is a lush, scenic town in northern San Diego County. Its rolling hills, citrus groves, and charming downtown make it a relaxing and beautiful place to live. Fallbrook’s Mediterranean climate and fertile soil are perfect for gardening enthusiasts, while its art galleries, boutiques, and wineries offer cultural and culinary delights.

Real estate in Fallbrook ranges from cozy ranch-style homes to luxurious estates with panoramic views. The town’s population is around 30,000, providing a balance between small-town charm and access to amenities. Fallbrook’s community spirit shines during events like the annual Avocado Festival, where locals gather to celebrate their agricultural heritage. If you’re looking for a blend of rural beauty and a vibrant social scene, Fallbrook is an excellent choice for retirement or a second home.

3. Mount Shasta

Shutterstock

Situated in Northern California, Mount Shasta is a serene mountain town that feels like a world away from the state’s bustling cities, according to the San Francisco Chronicle. Dominated by the majestic presence of the snow-capped Mount Shasta, the town is a haven for nature lovers and those seeking spiritual renewal. Outdoor activities abound, with opportunities for skiing, hiking, fishing, and kayaking. The mountain itself is considered a spiritual energy center, attracting visitors from around the world who come for meditation, healing retreats, and yoga workshops.

Retirees and homebuyers are drawn to Mount Shasta not only for its natural beauty but also for its tight-knit, friendly community. Despite its small size, the town offers modern conveniences, including local shops, organic markets, and charming cafes. Homes here range from cozy mountain cabins to more spacious properties with sweeping views. The slower pace of life, combined with the stunning surroundings, makes Mount Shasta a rejuvenating place to call home. For those seeking a balance between peace, adventure, and community, this town is hard to top.

4. Cambria

Shutterstock

Perched along the Central Coast, Cambria is a seaside village known for its breathtaking views and tranquil lifestyle. The town’s rugged coastline, tide pools, and towering Monterey pines create a postcard-worthy setting, according to Forbes. Moonstone Beach, with its smooth, colorful stones, is a favorite spot for locals to stroll and soak in the salty breeze. The town also boasts a vibrant arts scene, with galleries, unique shops, and a theater company that puts on lively productions.

Cambria’s real estate market is as picturesque as its surroundings, with cozy cottages and ocean-view homes. The town’s population hovers around 6,000, fostering a close-knit community that’s welcoming to newcomers. Its mild Mediterranean climate and slower pace of life make it an ideal place for retirees. Whether you’re exploring the Fiscalini Ranch Preserve or enjoying a wine tasting at a nearby Paso Robles vineyard, Cambria offers a lifestyle that feels both peaceful and inspiring.

5. Solvang

Wikimedia Commons

Known as the “Danish Capital of America,” Solvang is a unique town in the heart of the Santa Ynez Valley. Its European-style architecture, windmills, and bakeries create a charming and whimsical atmosphere. Solvang is surrounded by rolling vineyards, making it a paradise for wine enthusiasts. Retirees can enjoy a mix of cultural events, like Danish Days, and outdoor adventures, such as hiking in the Santa Ynez Mountains. According to Business Insider, it’ll make you feel like you’ve been transported to Europe.

Real estate in Solvang includes picturesque cottages, vineyard estates, and ranch-style homes, catering to a variety of preferences. The town’s population is around 6,000, providing a peaceful yet vibrant community. Solvang’s blend of cultural charm, stunning landscapes, and mild Mediterranean climate makes it an excellent spot to retire or invest in a home.

6. Julian

Shutterstock

Tucked away in the mountains of San Diego County, Julian is a charming historic town known for its apple orchards, cozy vibe, and four-season climate—a rarity in Southern California. This former gold-mining town boasts a rich history, with its 19th-century buildings and the famous Julian Gold Rush Hotel, now a delightful bed-and-breakfast. Retirees and homebuyers are drawn to the town for its serene environment, picturesque views, and proximity to both nature and city amenities.

Julian is particularly famous for its apple pies and annual Apple Days Festival, which adds a sweet touch to its community life. Homes here often have larger lots, making it a great option for those who enjoy gardening or simply want space to relax. The surrounding area offers plenty of outdoor recreation, including hiking, horseback riding, and stargazing. Plus, with San Diego just an hour away, residents can easily access larger city amenities while enjoying Julian’s slower pace. The blend of history, natural beauty, and a welcoming community makes Julian an ideal spot to settle down or invest in a vacation home.

7. Mendocino

Shutterstock

Mendocino is a storybook town perched on the cliffs of Northern California’s coastline, offering stunning views of the Pacific Ocean. Its iconic New England-style architecture, charming bed-and-breakfasts, and art galleries create an enchanting atmosphere. For retirees, Mendocino’s quiet pace and natural beauty are unmatched. The nearby Mendocino Headlands State Park provides picturesque trails along the rugged coastline, perfect for leisurely walks or photography.

The real estate market in Mendocino ranges from quaint cottages to luxurious oceanfront homes, with plenty of opportunities to find your dream retirement spot. The town’s population is small, hovering around 1,000, but its vibrant community hosts numerous cultural events, including music festivals and art exhibitions. Mendocino’s combination of dramatic scenery, artistic flair, and tranquil living makes it an unforgettable place to retire or invest in a second home.

8. Nevada City

Shutterstock

A gold rush gem nestled in the Sierra Nevada foothills, Nevada City combines history, culture, and natural beauty. Its well-preserved Victorian buildings house eclectic shops, art galleries, and farm-to-table restaurants, making it a hub of creativity. The town has a welcoming atmosphere and a strong sense of community, with local events like the Nevada City Film Festival and Victorian Christmas drawing visitors and locals together.

Nevada City’s location offers easy access to outdoor adventures, from hiking in the Tahoe National Forest to swimming in the pristine Yuba River. With a population of about 3,100, the town is intimate without feeling isolated. Homes range from historic Victorians to modern mountain retreats, making it an attractive option for retirees looking for character and charm. The town’s artistic vibe and proximity to both nature and urban centers like Sacramento make it a delightful place to settle down.

9. Carmel Valley

Shutterstock

Tucked away in Monterey County, Carmel Valley is a sun-drenched haven known for its rolling vineyards, upscale ranches, and laid-back luxury. This picturesque valley is perfect for retirees who appreciate fine wine, gourmet dining, and scenic landscapes. The area boasts a Mediterranean climate, with mild winters and warm, sunny summers, ideal for outdoor activities like hiking in Garland Ranch Regional Park or enjoying a leisurely round of golf.

Carmel Valley’s real estate market is diverse, offering everything from charming cottages to expansive estates with vineyard views. With a population of just over 4,000, it provides a sense of privacy while remaining connected to the larger Monterey Peninsula. The area’s proximity to Carmel-by-the-Sea and Big Sur means world-class dining, shopping, and coastal scenery are just a short drive away. Carmel Valley is a slice of paradise for those seeking a refined yet relaxed lifestyle.

10. Ferndale

Shutterstock

Ferndale, often called “The Victorian Village,” is a hidden gem in Humboldt County. This charming town is famous for its meticulously preserved Victorian architecture, which makes every stroll through Main Street feel like a step back in time. Ferndale’s location near the Lost Coast provides stunning coastal views and access to unspoiled natural beauty. Retirees who love history and a strong community spirit will find this town irresistible.

Real estate in Ferndale includes beautifully restored historic homes and modern residences with pastoral views. The town has a population of around 1,400, giving it an intimate, neighborly feel. Outdoor enthusiasts can explore nearby beaches, forests, and the Eel River, while the town’s cultural scene includes local theater productions and annual festivals. Ferndale is a place where time seems to slow down, making it perfect for a peaceful retirement.

11. Lakeport

Shutterstock

Situated on the western shore of Clear Lake, the largest natural freshwater lake in California, Lakeport is a dream destination for retirees who love fishing, boating, and waterside living. The town’s serene atmosphere and stunning lake views make every day feel like a vacation. Lakeport’s historic downtown features charming shops, cozy cafes, and a sense of small-town friendliness that’s hard to find elsewhere.

Homes in Lakeport range from affordable cottages to lakefront estates, offering options for various budgets. With a population of around 5,000, the town strikes a balance between close-knit community life and access to modern amenities. Clear Lake State Park and nearby vineyards provide plenty of recreational and cultural opportunities. If you’re seeking a tranquil lakeside retreat, Lakeport is a fantastic choice.

12. Mariposa

Shutterstock

Mariposa, often referred to as the “Gateway to Yosemite,” is a quaint town steeped in history and surrounded by natural splendor. Located in the Sierra Nevada foothills, it’s a perfect spot for retirees and homebuyers who love the great outdoors. The town’s historic district features charming shops, cafes, and galleries housed in beautifully preserved buildings that date back to the Gold Rush era.

What makes Mariposa particularly appealing is its proximity to Yosemite National Park, offering easy access to world-class hiking, rock climbing, and sightseeing. The town also has a strong sense of community, with local events like the Butterfly Festival and Art & Wine Festival bringing residents together. Housing options range from rustic cabins to sprawling ranches, often with breathtaking mountain views. For those who value a slower, simpler lifestyle with plenty of opportunities for adventure, Mariposa is a fantastic choice.

13. Bishop

Shutterstock

Bishop, located in the Eastern Sierra region, is a hidden gem surrounded by some of California’s most dramatic landscapes. With the towering Sierra Nevada mountains to the west and the rugged White Mountains to the east, Bishop is an outdoor enthusiast’s dream. Hiking, fishing, and rock climbing are popular activities, and the town serves as a gateway to iconic destinations like Mammoth Lakes and Yosemite’s eastern entrance.

The town’s real estate market features cozy homes and ranch properties, often with stunning mountain views. With a population of about 4,000, Bishop offers a close-knit community while maintaining a rural feel. The town hosts events like Mule Days, which celebrates its ranching heritage, adding a touch of local charm. If you love wide-open spaces and a sense of adventure, Bishop is a wonderful place to retire.

14. Grass Valley

Shutterstock

Grass Valley, located in the heart of California’s Gold Country, is rich in both history and charm. Surrounded by rolling hills and pine forests, this small town offers a picturesque escape for retirees and homebuyers alike. Known for its well-preserved 19th-century buildings and thriving arts scene, Grass Valley provides a delightful blend of culture and heritage. Whether you’re strolling through the historic downtown or attending one of the town’s many festivals, like the Cornish Christmas or the Bluegrass Festival, there’s always something to do.

What truly sets Grass Valley apart is its welcoming and artistic community. Many retirees find it easy to immerse themselves in local activities like theater productions, art classes, and live music events. Housing here is varied, with charming Victorian homes, cozy cottages, and more modern properties to choose from. The town’s location also makes it a gateway to outdoor adventures, with nearby rivers, lakes, and hiking trails offering year-round recreation. Combined with its relatively affordable cost of living and vibrant social life, Grass Valley is a top choice for those looking to retire or settle down in a picturesque, culturally rich town.

Scroll to Top