Top 15 Cities With Lowest Cost of Living In America

1. Fort Wayne, Indiana

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Affordable housing and low utility costs make Fort Wayne an excellent choice for budget-conscious folks. The city’s median home price is well below the national average, and you can still find charming, spacious homes at a fraction of the cost you’d pay elsewhere. Plus, the vibrant arts scene and historic downtown are the cherries on top!

2. Kalamazoo, Michigan

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Kalamazoo may be a fun name to say, but it’s an even better place to live if you’re looking to save some cash. It offers affordable rent prices and boasts the “Kalamazoo Promise,” a program that offers free college tuition for local public school graduates—talk about a great deal for families!

3. Knoxville, Tennessee

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Knoxville offers the perfect mix of city life and Southern hospitality, all without the hefty price tag. The cost of groceries, healthcare, and transportation here are consistently lower than the national average, making it easy to live well on a modest budget. Plus, the Great Smoky Mountains are right in your backyard!

4. McAllen, Texas

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McAllen is a hidden gem with some of the lowest housing costs in Texas. If you want warm weather, a low cost of living, and delicious Tex-Mex food at your fingertips, this border town is your dream come true. Residents also enjoy low property taxes and energy costs.

5. Springfield, Missouri

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This city is all about affordability with a side of small-town charm. Groceries, healthcare, and housing costs are among the lowest in the country. Plus, with its growing job market and access to beautiful outdoor spaces like the Ozarks, Springfield makes for a comfortable and affordable home base.

6. Tulsa, Oklahoma

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Tulsa’s affordable real estate market makes it an attractive option, whether you’re buying a home or renting an apartment. The city is also known for its low utility bills and access to cheap public transportation. Throw in a rich cultural scene with plenty of museums and art deco architecture, and you’ve got yourself a winner.

7. Des Moines, Iowa

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If you’re looking for the perks of city living without the high price tag, Des Moines is your spot. The cost of groceries and transportation is lower than in most other metro areas. With a growing job market in finance and insurance, you can live comfortably while having access to the amenities of a bigger city.

8. Little Rock, Arkansas

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Little Rock offers affordable housing options and a low overall cost of living. The city also has a bustling food scene and plenty of natural beauty, thanks to the nearby Ouachita Mountains. Whether you’re renting or buying, your budget will thank you.

9. Augusta, Georgia

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If mild winters and historic charm sound appealing, Augusta should be on your radar. With low housing prices and affordable healthcare, it’s perfect for retirees or anyone looking to stretch their budget further. Plus, who doesn’t want to live in the city famous for hosting The Masters golf tournament?

10. Huntsville, Alabama

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This city is not only known for its contributions to space exploration but also for its affordability. Housing is quite reasonable here, and there’s a strong job market driven by tech and aerospace industries. Add in its low cost of groceries and utilities, and Huntsville becomes an appealing place to settle down.

11. Amarillo, Texas

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With low property taxes and inexpensive groceries, Amarillo makes living in Texas more affordable. This city also benefits from an economy focused on cattle ranching and energy, providing stability. Plus, the nearby Palo Duro Canyon offers great outdoor adventures without a hefty price tag.

12. Wichita, Kansas

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Wichita is the biggest city in Kansas, yet it remains surprisingly affordable. Housing prices are notably low, and transportation is inexpensive, so getting around town won’t cost you much. The city’s strong aerospace industry also means stable job prospects.

13. Shreveport, Louisiana

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Living in Shreveport means enjoying Southern comfort without the cost. Rent prices here are among the lowest in the country, and you can expect to spend significantly less on groceries and utilities. Plus, the city’s rich history, music scene, and vibrant festivals add plenty of charm.

14. Evansville, Indiana

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Evansville combines a small-town vibe with big savings. The cost of living here is consistently lower than the national average, particularly when it comes to housing and healthcare. The city also boasts beautiful riverfront views along the Ohio River, making it a lovely place to call home.

15. Buffalo, New York

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Buffalo might surprise you for being on this list, but it’s one of the most affordable cities in the Northeast. Housing prices are much lower than in nearby big cities like New York or Boston. Plus, the city’s revitalized waterfront, lively food scene, and cultural attractions mean you get plenty of bang for your buck.

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